48 Responses to How Get Verified PayPal Account with HDFC NetSafe VCC in India

  • sid says:

    I am selling VCC by this method only…

  • Good article. Very useful..

  • SATISH says:

    Thanks for the explanation dude.. Will try it out.

    Owning a credit card requires lot of qualifications in India! not just the account balance. So this is a better solution.

  • Rajeel says:

    Hey Simran,

    This post would be so useful for every Bloggers from India.I’ll surely publicize it.

  • Ilango says:

    i have one doubt, actually the credit card number is randomly generated and valid for 24 hrs only, In case if i want purchase something using paypal after 2 days, how can i pay..
    how transaction will be carried out with my previous card number??..can any one explain please..

  • dayanand says:

    If I am right, you can always add credit cards once you are verified. So no need to verify everytime you add a new card.


  • john says:

    As far as I know, I have verified paypal accounts earlier and paypal detected this workaround after 3 months, It limited the account with all the money in it, You can not be sure of this method

  • Pritam says:

    Hi guys,

    This method used to work until last year, however due to RBI intervention paypal had stopped accepting Netsafe cards by HDFC and for that matter all indian VCC’s.

    So could you guys confirm if you have used this method lately for making purchases using Paypal


  • Preetesh says:


    yeah I tried this method just now and I can confirm that it still works. After confirmation, just create a new Netsafe card for your shopping.

    Hope this helps.

  • Raj says:

    I share Pritam’s problem.

    Sandip, I’ve tried making a payment using my Credit Card and HDFC Netsafe – but both options failed. Paypal says the bank has denied the transaction. There are sufficient funds in the accounts. I am curious to know if there’s a solution to this.

    The HDFC Cust. Care guys say this is technical glitch from Paypal.

    Please help!



  • Priyajit Singh says:

    That’s cool…… Only because of you i have got verified in PAYPAL…. I was trouble to find out the statement…Thanks a lot…. Thanks

    Genius Man…

  • sunit shanbhag says:

    Good day ppl,
    I have a paypal account ,i managed to link my Hdfc bank account to it,i dont have a credit card …am aware of netsafe virtual card……can i pay for a product on ebay using this net safe card without verifiaction an all that – like i have a paypal account and payment by this netsafe card just for buyin a product on ebay…will this work need to know b4 i click on the option ‘Commit to Buy’….pls help guys would appreciate if u can mail me a detailed reply-Thanks guys

  • Sabu George says:

    Thank you so much for putting this up.

    Sabu George

  • Redbull says:

    Hello Friends

    This is really very nice idea, but may I know the validity of the HDFC Netsafe card?
    or can I do tha My Kotal Mahindra Bank account?

  • venkat says:

    great post.. thanks a lot

  • uttam hathi says:

    the only problem is that netsafe card is only for one use and for getting the net safe card verified one then uses the card thereafter the netsafe card cannot be used. so the procedure does not work

  • Preetesh says:


    That is why I mentioned that after verification, for each of your shopping purposes, create a new netsafe card and add it to your Paypal account. Paypal only verifies the first card. Once the verification is done on one card, you can go on adding any number of cards use them for shopping. Paypal will not verify those cards.

    Atleast in my case, it did not do so. I created a netsafe card x and used that for verification. After verification, obviously the card x got disabled. Then I created a new netsafe card y and added that to my paypal account. This time paypal did not ask for verification. In the vendor site, when purchasing an item, it asked me to login into paypal where I could select the card y and use that for shopping. I had used this method for buying an item from dealxtreme.com in Aug09. I can confirm that it had worked and since then I have got the delivery also.

  • Jayaraj says:

    Thanks Sandip.
    I have successfully verified my paypal account with HDFC netsafe card. Its a vary informative article.

  • harjot says:

    thanks… much appreciated..
    i was not sure where to find the paypal code.
    thanks. now i am a verified member.

  • Hemen Shah says:

    any one can help with using hdfc cc or netsafe on paypal…as mentioned in above posts i have tried the same and netsafe card gets verified and linked properly but transaction fails stating ISSUER HAS DENIED, callig up HDFC callcentre is just waste of time, its been more than 48hrs but still no revert from them…

    early reply will be highly appreciated…


  • jk says:

    So i wanna get verified ,does this still method works? PLEASE PLEASE REPLY!

  • cs ms says:


    1. can this method also be
    used for receiving payments via paypal.
    2. how this differs from ICICI’s BranchFree Banking

    thanks in advance, your information wd help to decide between icici/hdfc/other options

  • Preetesh says:

    @cs ms
    I’m sorry but I’m not aware about both the queries you have posted. Also, I have never used ICICI..

  • Sharon says:

    Thanks for the information.

    Kudos great work.


  • Hemen Shah says:


    Pls share the way you were able to use HDFC card on paypal for sending money !!! as per your post it seems you were successful.

    I have been trying like hell and its not working i have even spoken to paypal to disable dynamic convertor as per revert from hdfc but still of no use…and trust me talking to HDFC people is just of no use…i m planning to file a complaint as per TRAI for no support or just artical in news paper….

    awaiting your earliest reply ….

  • Hemen Shah says:


    Pls note getting verified is no issue it works well….concern here is sending money through paypal using hdfc card or netsafe vc.

  • Mrs. Jyoti Ghule says:

    Dear Sir/Madam,

    I am so much thankfull to you. I have just verified my paypal account with hdfc netsafe. With method given by you, it worked so nicely.

    Thank you so much for providing such step by step instructios.

  • Sangeet says:

    Hi Sandip! Your work is absolutely worth appreciation but i wanted to point out a thing, you have said “…complicated for India users as owning Credit Card is still not under the reach of many India users and unfortunately Paypal doesn’t accept debit card of any indian Bank making account verification almost impossible for India users.” but as I was surfing through I came over an article in which it made possible to open an account on Paypal.com with Debit card from State Bank of India. Just thought you can go through it.
    Thanks ;)

  • hari says:

    thnx buddy,
    just now i verified my paypal account using the above mentioned method.nice work


  • mohit says:

    thank you for a user friendly step by step procedure…!!!
    very helpful..

  • Anonymous says:

    I didnt work for me . When I try to set the limit, its saying “Amount is greater than that is permitted for this account” . When I called up HDFC , they are saying that its not possible to create netsafe card with debit card.

  • Write2ravi2006 says:

    i agree as i m facing d same problem

  • Ravi says:

    i have a problem with netsafe. when i going to add 200 to my limit it says “Transaction Amount greater than that permitted for this account”, why it is happening, as i have a balance available., please help solving this, my id is aquarianravi@gmail.com

  • Prashant9001 says:

    HDFC executive said that i can use netsafe having any hdfc account…i am receiving the same error.

  • Bhavesh Dhingra says:

    hello how r u? my self Bhavesh dhingra From Ambala . I don’t ablt to verify paypal account you know please help me my id fashionwear786@gmail.com

  • Guest says:

    yes im having the same problem , and before another problem was there which says netsafe card creation for debit card is not available due to system maintenance.

  • Divy Pari says:

    It is asking for confirmation of the new cards also.. Somehow by luck I think it has worked for you previously.. This procedure is good for verifcation but after verification it can’t be used for shopping.. :-((((

  • Divy Pari says:

    Hi.. As you have explained above I successfully got my netsafe card verified. However the same card cannot be used for shopping since the transaction is declined(it says the bank issuer denied the transaction). I added a new netsafe card to paypal but it is asking for a new confirmation. So again this is not going to work. Is there any other way?

  • Divy Pari says:

    Not true.. Netsafe card can be created with HDFC mastercard international debit card.. It can be used in sites with mastercard secure code..

  • rakeshkumark says:

    Hi guys !! this is working now !!

  • Adi10 says:

    Hey dude this method worked for me, But as soon as my paypal account verified they Limited it saying Unusual credit card activity detected. I had added my card then I instantly got the code on my Netsafe card. Do you know any specific reason as to why my paypal account got limited?

  • vaibhav says:

    Do I need to have HDFC Online Banking account to get verified?

  • Rahul says:

    the netsafe card can be used only once …
    once the paypal deducts its $1.96 the card is marked as used.
    Hence u cant use this card for any further transactions.

    Every netsafe card u create will have this problem.
    Though u can use the $1.96 credited to ur paypal account. !!!

  • meena says:

    I have done all the above and my paypal account also verified using netsafe but still I could not send payment , receive an error message as the card issuer is decling. Really depressed what to do

  • Chad Silverston says:

    Is it a good idea to buy a PayPal vcc from Auction Essistance if I cannot get my own card?

  • Macy Morgan says:

    Has anyone tried Auction Essistance for verified PayPal accounts?